Regardless of your risk category you chose, as a contributing CRF member, you have funeral cover up to the age of 75.

This benefit will cover you, your spouse, and your children for the following revised amounts:

Insured Person Funeral Cover Important to remember
Member R50 000 Cover ceases at the age of 75.
Spouse R50 000 At the time of taking out the cover, your qualifying spouse needs to be 15 years of age and not older than 75 years. 
Children (21-26) R50 000 Provided that the child is unmarried if under the age of 21, or is unmarried and a full-time student if under the age of 26.
Children (11-21) R50 000
Children (1-11) R20 000
Children (0-1) R20 000 Stillborn children are also covered, provided that the pregnancy term is between 26 weeks and full gestation.

Important facts to remember about your funeral cover:

  • Should you pass away before retirement, your dependants will remain covered until you would have reached the age of 65.
  • Should you apply for a lump sum disability benefit and the insurer approves your claim, you and your dependants keep the funeral cover until you reach the age of 65.
  • You have a repatriation benefit which takes care of transporting the mortal remains of the deceased to the place of the burial within the borders of South Africa
  • All funeral claims need to be submitted within six months of the date of the insured person’s death
  • Effective 1 April 2022 the CRF Funeral Cover is insured within the Fund (self-insured)
  • The Insurance Act 18 of 2017 requires that members nominate a beneficiary to receive their funeral benefit should you pass away. Please ensure that you update your Beneficiary Nomination Form which includes a section where you can nominate who your funeral benefit must be paid to should you pass away.
  • At retirement you have the option to continue with your funeral policy until you reach the age of 75 provided that you retire within either the Fund’s In-Fund Pension or In-Fund Living Annuity option.